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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why More Sellers Are Choosing Real Estate Agents in Today’s Market - Make it stand out</image:title>
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    <loc>https://www.teamsmolko.com/blog/the-rooms-that-matter-most-when-you-sell-your-home</loc>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - The Rooms That Matter Most When You Sell Your Home - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Will Mortgage Rates Ever Drop to 3% Again? Here's What Williamsburg Buyers Should Know - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Real Estate Is Still the Smartest Long-Term Investment - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Renting vs. Buying: What’s the Smart Move? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.teamsmolko.com/blog/why-pricing-your-home-right-matters-more-than-ever</loc>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Pricing Your Home Right Matters More Than Ever - Make it stand out</image:title>
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    <loc>https://www.teamsmolko.com/blog/your-home-equity-could-help-the-next-generation-buy-in-williamsburg</loc>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Your Home Equity Could Help the Next Generation Buy in Williamsburg - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Should You Stay or Sell? Rethinking Your Low Mortgage Rate in Today’s Market - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Smart Home Improvements That Add Value - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What to Expect from the Housing Market in the Second Half of 2025 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Some Williamsburg Homes Sell Faster Than Others - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Stocks May Be Unpredictable, but Home Values Stay Strong - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Forget the 20% Down Payment: What First-Time Buyers Need to Know - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What an Economic Slowdown Could Mean for the Housing Market - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - How the Housing Market Shift Impacts You in Williamsburg - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - More Homes, Less Competition: Why Acting Now Makes Sense - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Thinking About Buying a Home? Sooner Might Be Smarter Than Later - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Your Home Might Be Worth More Than You Think – Here’s Why That Matters - Make it stand out</image:title>
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    <loc>https://www.teamsmolko.com/blog/theres-still-time-to-sell-this-spring-heres-why-it-matters</loc>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - There’s Still Time To Sell This Spring – Here’s Why It Matters - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Pre-Approval Isn’t a Commitment—It’s a Game Plan - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why the Williamsburg Housing Market Remains Steady in 2025 - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - How To Make a Competitive Offer in the Williamsburg Spring Market - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - You Shouldn’t Skip the Home Inspection—Even in a Competitive Market - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Does Your Current Home Fit Your Williamsburg Retirement Plans? - Make it stand out</image:title>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - The Truth About Newly Built Homes and Today’s Williamsburg Market - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - How Much Home Equity Have You Gained? The Answer Might Surprise You - Make it stand out</image:title>
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    <lastmod>2025-03-17</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Boomers Moving Will Be More Like a Gentle Tide Than a Tsunami - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Boomers Moving Will Be More Like a Gentle Tide Than a Tsunami - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/newly-built-homes-could-be-a-game-changer-this-spring</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/c73b5033-2dd7-4ef4-aabd-7fb49a8aabe4/20240403-Newly-Built-Homes-Could-Be-a-Game-Changer-This-Spring.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Newly Built Homes Could Be a Game Changer This Spring - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Newly Built Homes Could Be a Game Changer This Spring - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/why-overpricing-your-house-can-cost-you</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-24</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/e42771d8-1c42-4725-82ba-189c69089922/20240402-Why-Overpricing-Your-House-Can-Cost-You.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Overpricing Your House Can Cost You - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/is-it-easier-to-find-a-home-to-buy-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-24</lastmod>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Is It Easier To Find a Home To Buy Now? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Is It Easier To Find a Home To Buy Now? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/whats-the-latest-with-mortgage-rates</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-26</lastmod>
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  <url>
    <loc>https://www.teamsmolko.com/blog/3-helpful-tips-for-first-time-homebuyers</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/3f8ddfff-e4f4-4886-94b6-6884fbfeeff4/20240322-3-Helpful-Tips-for-First-Time-Homebuyers-KCM-Share.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - 3 Helpful Tips for First-Time Homebuyers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1711465165438-ORBIS7U4IEQWDM7UKBN4/Man-working-on-laptop-in-living-room</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - 3 Helpful Tips for First-Time Homebuyers - 1. Look into homebuyer programs</image:title>
      <image:caption>There are a lot of programs out there that can help with the initial costs of homeownership. In fact, there are more than 2,000 down payment assistance programs alone.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1711465405682-XDETFA0SFLVJ4ZBY2FAS/boy-looking-at-map</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - 3 Helpful Tips for First-Time Homebuyers - Expand your search area</image:title>
      <image:caption>With so few homes on the market, widening the scope of your search to include nearby areas could help you find more options in your budget.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1711466135963-1DAD1FNZRUE5EWD4FLQ4/Grandfather-and-grandchild-with-phone</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - 3 Helpful Tips for First-Time Homebuyers - Consider a multi-generational home</image:title>
      <image:caption>Purchasing a home with friends or loved ones can make it easier to afford a home.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.teamsmolko.com/blog/does-it-make-sense-to-buy-a-home-right-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-22</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Does It Make Sense To Buy a Home Right Now? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Does It Make Sense To Buy a Home Right Now? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Does It Make Sense To Buy a Home Right Now? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/homeowners-today-have-options-to-avoid-foreclosure</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/7c137b82-0197-400b-8347-34297e7890ea/20240319-Homeowners-Today-Have-Options-To-Avoid-Foreclosure.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Homeowners Today Have Options To Avoid Foreclosure - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/4-tips-to-make-your-strongest-offer-on-a-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/fab4345d-ab9c-4b29-81c6-21eb1acc2510/20240318-Four-tips-to-make-your-strongest-offer-on-a-home.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - 4 Tips To Make Your Strongest Offer on a Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/why-todays-sellers-market-is-good-for-your-bottom-line</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-22</lastmod>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Today’s Seller’s Market Is Good for Your Bottom Line - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Today’s Seller’s Market Is Good for Your Bottom Line - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/your-home-is-a-powerful-investment</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-22</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Your Home Is a Powerful Investment - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Your Home Is a Powerful Investment - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/finding-your-perfect-home-in-a-fixer-upper</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2024-03-12</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Finding Your Perfect Home in a Fixer Upper - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-12</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/a8cefb32-4d21-4538-bddf-30027c343d10/20240307-The-Benefits-of-Downsizing-When-You-Retire.jpg</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - The Benefits of Downsizing When You Retire - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/what-to-know-about-credit-scores-before-buying-a-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-04</lastmod>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What To Know About Credit Scores Before Buying a Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/why-we-arent-headed-for-a-housing-crash</loc>
    <changefreq>monthly</changefreq>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why We Aren't Headed for a Housing Crash - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why We Aren't Headed for a Housing Crash - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why We Aren't Headed for a Housing Crash - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why We Aren't Headed for a Housing Crash - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
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    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-04</lastmod>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Today’s Housing Supply Is a Sweet Spot for Sellers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Today’s Housing Supply Is a Sweet Spot for Sellers - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/some-experts-say-mortgage-rates-may-fall-below-6-later-this-year</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-15</lastmod>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Some Experts Say Mortgage Rates May Fall Below 6% Later This Year - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Some Experts Say Mortgage Rates May Fall Below 6% Later This Year - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/strategic-tips-for-buying-your-first-home</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-15</lastmod>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/its-time-to-prepare-your-house-for-a-spring-listing</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-01-15</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - It’s Time To Prepare Your House for a Spring Listing - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/why-so-many-people-fall-in-love-with-homeownership</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-01-15</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why So Many People Fall in Love with Homeownership - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
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    <loc>https://www.teamsmolko.com/blog/home-equity-can-be-a-game-changer-when-you-sell</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-01-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1708102656816-ILVV1NFLQL1EW52ZHNTW/20240208-Home-Equity-Can-be-a-Game-Changer-When-You-Sell.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Home Equity Can Be a Game Changer When You Sell - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1df7f596-5b8d-4b49-8f90-47fb398096a7/20240208-Americans-Sitting-on-Tremendous-Equity-1.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Home Equity Can Be a Game Changer When You Sell - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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    <lastmod>2025-01-15</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Why Pre-Approval Is Even More Important This Year - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.teamsmolko.com/blog/houses-are-still-selling-fast</loc>
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    <lastmod>2025-01-15</lastmod>
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      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Houses Are Still Selling Fast - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/0a9ebb9f-0299-4155-a424-93270c4fa3fc/20240206-Homes-Spent-Less-Time-on-Market.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Houses Are Still Selling Fast - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
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    <lastmod>2025-01-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/3cb6d7b1-0428-4c79-8b62-1acaaa9dd58b/20240125-The-Benefits-of-Buying-a-Multi-Generational-Home.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - The Top Benefits of Buying a Multi-Generational Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/11871262-e204-4868-aacd-6a9f1c11159d/20230125-Reasons-To-Purchase-A-MultiGeneration-Home.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - The Top Benefits of Buying a Multi-Generational Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.teamsmolko.com/blog/what-lower-mortgage-rates-mean-for-your-purchasing-power</loc>
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    <lastmod>2025-01-15</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1706217763314-T2BDAFXO9B3WBLN7CXXF/20240108-What-Lower-Mortgage-Rates-Mean-for-Your-Purchasing-Power.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What Lower Mortgage Rates Mean for Your Purchasing Power - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/f0e75fca-11e8-4966-96e6-bd4c64b62675/20240108-Mortgage-Rates-Fall-Below-Seven-Percent.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What Lower Mortgage Rates Mean for Your Purchasing Power - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/a4da9395-552e-4b19-ad42-20a455409f92/20240108-Buyers-Purchasing-Power.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - What Lower Mortgage Rates Mean for Your Purchasing Power - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.teamsmolko.com/blog/achieving-your-homebuying-dreams-in-2024</loc>
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    <lastmod>2024-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1704565082220-9KEISHDIBAWMDDYWDCHY/Achieving-Your-Homebuying-Dreams-in-2024-KCM-Share.png</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Achieving Your Homebuying Dreams in 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/d98e9752-17e9-442c-8e38-24af74e3e09c/Car-RPM.jpg</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Achieving Your Homebuying Dreams in 2024 - Improve Your Credit</image:title>
      <image:caption>Your credit score impacts your mortgage rate and future home loan. Monitor your credit and work on improving it by paying off debts.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/fc4f6220-8d4f-4adc-9e27-288be8e91311/Piggy-bank.jpg</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Achieving Your Homebuying Dreams in 2024 - Plan for Your Down Payment</image:title>
      <image:caption>Save some money from every paycheck for your home fund and get help from a professional to explore down payment assistance options.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1704735759236-7VP04NBZ6NTDBW34OOHM/image-asset.jpeg</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Achieving Your Homebuying Dreams in 2024 - Make it stand out</image:title>
      <image:caption>Pre-approval from a lender helps you know how much money you can borrow for your home loan. That way, you can start figuring out your budget.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/31894af8-cbc8-4a59-b9f4-ef5cc83a056e/writing-in-notebook.jpg</image:loc>
      <image:title>Blog  |  Bob &amp; Peggie Smolko Real Estate - Achieving Your Homebuying Dreams in 2024 - Decide What's Most Important to You</image:title>
      <image:caption>Make a list of things you want in a home and decide if they're Must-Haves or just Nice-To-Haves. Then, talk to your agent about it before starting your search.</image:caption>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Team Smolko – Real Estate</image:title>
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      <image:title>Why us?</image:title>
      <image:caption>Negotiations at the table</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1706375120666-RS67FDSBSU4XDBOL19OU/image-asset.jpg</image:loc>
      <image:title>Why us?</image:title>
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      <image:title>Why us?</image:title>
      <image:caption>Mural in Downtown Williamsburg</image:caption>
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      <image:title>Williamsburg Area</image:title>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
      <image:caption>Tree Lined Street in Greensprings Plantation</image:caption>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
      <image:caption>Greensprings Plantation Tennis Courts</image:caption>
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      <image:title>Neighborhoods - Greensprings Plantation</image:title>
      <image:caption>Greensprings Plantation Clubhouse</image:caption>
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      <image:caption>Tree Lined Street in Greensprings Plantation</image:caption>
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      <image:caption>Tree Lined Street in Greensprings Plantation</image:caption>
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      <image:caption>Geese walking along the Golf Course in Greensprings Plantation</image:caption>
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      <image:caption>Williamsburg National Golf Course Clubhouse</image:caption>
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      <image:caption>Greensprings West Clubhouse</image:caption>
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      <image:caption>Greensprings West Golf Course</image:caption>
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      <image:caption>Streets of Greensprings West</image:caption>
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      <image:caption>Greensprings West Basketball Court</image:caption>
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      <image:caption>Greensprings West Playground</image:caption>
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      <image:caption>Greensprings West Clubhouse</image:caption>
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      <image:caption>Greensprings West Tennis and Basketball Courts</image:caption>
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    <lastmod>2025-03-12</lastmod>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Sun Room</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/b2107a7d-e382-428d-80fc-bd0263bc157d/9-Smolko-Property-141-Blackheath-7478_79_80.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Sun room</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Powder Room</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/cb44e634-897f-4adc-930c-7638f15a5724/24-Smolko-Property-141-Blackheath-Primary-Bedroom-1.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Primary Bedroom</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/af98724e-64e0-42fa-89dc-ab1047ddde18/26-Smolko-Property-141-Blackheath-Primary-Bathroom-1.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Primary Bathroom</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/66a25591-3a70-44a8-98c0-89dc01add13a/28-Smolko-Property-141-Blackheath-Primary-Bathroom-2.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Soaking Tub in Primary Bathroom</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/ce36f164-6a0a-451b-ad93-388e92adcd5a/27-Smolko-Property-141-Blackheath-7649_50_51.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Tiled Shower with Glass Doors in Primary Bathroom</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/c2611374-8ed2-43db-bbb4-aa180eeb501b/29-Smolko-Property-141-Blackheath-Primary-Closet.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Primary Closet</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1df4376d-568f-4a8f-af0b-3377bc8f84c7/31-Smolko-Property-141-Blackheath-Second-Bathroom.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Second Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Third Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Shared Full Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Laundry Room with Counter for Folding</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Deck leading out to Fenced in Backyard</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Large Deck perfect for Entertaining</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/9fa8129a-76af-4041-a76b-bea2a58fb7b2/38-Smolko-Property-141-Blackheath-Backyard-2.jpg</image:loc>
      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Lush Backyard</image:caption>
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    <image:image>
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      <image:title>Properties - 141 Blackheath</image:title>
      <image:caption>Backyard</image:caption>
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    <loc>https://www.teamsmolko.com/properties/4-tay-river</loc>
    <changefreq>monthly</changefreq>
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    <lastmod>2025-11-05</lastmod>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Pocket Doors open to Living Room</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Living Room with Built-ins</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Dining Room</image:caption>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Dining Room</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Great Room steps out to Backyard</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Great Room with Fireplace and Built-ins</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Great Room</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Kitchen and Breakfast</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Breakfast Room overlooking Backyard</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Wet Bar</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Laundry Room</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Primary Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Primary Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Primary Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Primary Bathroom with Soaking Tub</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Large Shower in Primary Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Powder Room</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Second Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Third Bedroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Full Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Bonus Room or Second Primary</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Bonus Room Full Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Screened Porch</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Screened Porch and Deck</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Deck</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Deck walks down to Backyard Garden</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Rear Exterior</image:caption>
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    <image:image>
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      <image:title>Properties - 4 Tay River</image:title>
      <image:caption>Backyard</image:caption>
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    <lastmod>2025-11-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/5aec5ec3-12dd-4d9b-9145-848ac6648162/4-Smolko-Property-301-Brittania-Drive-Front-Deck-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Front Exterior Staircase</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/b02e6b9a-56a1-417d-8dc9-2037fc1a7480/5-Smolko-Property-301-Brittania-Drive-Front-Deck-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Front deck</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/cdd47fb6-a838-4a3c-a6fd-7df4aa50b5ed/6-Smolko-Property-301-Brittania-Drive-Entry.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Entry Way to Living Room with Stairway to Second Floor</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/d544d94f-68b0-4c9b-b05e-aff0811c3169/7-Smolko-Property-301-Brittania-Drive-Living-Room-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Living Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/70bab37f-b956-4661-9ea9-fea175d620b7/8-Smolko-Property-301-Brittania-Drive-Living-Room-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Living Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/b2eafadf-53fb-4a63-a28e-fdf50729473a/9-Smolko-Property-301-Brittania-Drive-Fireplace.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Fireplace</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/9c61b615-6076-4dd9-8100-dd246a9f9164/23-Smolko-Property-301-Brittania-Drive-Living-Room-Aerial.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Aerial View of Living Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1e08fd06-8424-49a4-adcc-7d7e2fe83023/12-Smolko-Property-301-Brittania-Drive-Kitchen-3.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Kitchen</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/0ea7fe3b-6260-4c0a-8d01-937f5c3ea287/11-Smolko-Property-301-Brittania-Drive-Kitchen-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/0cf78651-4fa5-4ae3-a418-bfa108f58ca4/15-Smolko-Property-301-Brittania-Drive-Kitchen-6.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Kitchen and Breakfast Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/c4bba3f4-070f-4669-bdda-4ff881ff30ca/13-Smolko-Property-301-Brittania-Drive-Kitchen-4.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Kitchen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/94d122b7-bb74-4bab-a116-e8fc9f2a1528/14-Smolko-Property-301-Brittania-Drive-Kitchen-5.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Breakfast Room that walks out to Back Deck</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/9d53032a-ecfa-4206-bb44-6b6f40128ebe/16-Smolko-Property-301-Brittania-Drive-Primary-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Primary Bedroom</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/41c600cb-b9df-47fa-a728-f692e9ab2185/17-Smolko-Property-301-Brittania-Drive-Bathroom.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Primary Bathroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/58cd96f6-4d9a-48f1-bb24-f5b25888396d/24-Smolko-Property-301-Brittania-Drive-Second-Floor-Landing.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Second Floor Landing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/b4b4582f-9d5e-4d5a-b037-d07ffde204b1/18-Smolko-Property-301-Brittania-Drive-Second-Bedroom-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Second Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/ef1321be-9b35-4adc-95d2-97773bffbfd9/19-Smolko-Property-301-Brittania-Drive-Second-Bedroom-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Second Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/6f4051ef-0184-4be8-9c34-0acac3a56226/21-Smolko-Property-301-Brittania-Drive-Third-Bedroom.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Third Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/55a26d58-133e-4e18-8503-d88c0054509e/22-Smolko-Property-301-Brittania-Drive-Loft.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Bonus Room overlooking Living Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/1ac4215f-8278-476c-9503-f175acca3e58/20-Smolko-Property-301-Brittania-Drive-Second-Bathroom.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Second Bathroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/f48281fa-1b50-4864-bd24-78500dfd2c88/25-Smolko-Property-301-Brittania-Drive-Back-Deck-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Back Deck</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/4106c66c-06bd-44ad-80fc-0d8c6c65db8b/26-Smolko-Property-301-Brittania-Drive-Back-Deck-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Back Deck and Backyard</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/e749a70d-f88a-4b4e-9c11-fa5bb7547d20/29-Smolko-Property-301-Brittania-Drive-Backyard-3.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/700ec524-9864-4d1d-bd9e-4cfc04de0bc8/27-Smolko-Property-301-Brittania-Drive-Backyard-1.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Backyard</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/aceadae2-aecb-403c-98c2-083cf4b342e8/28-Smolko-Property-301-Brittania-Drive-Backyard-2.jpg</image:loc>
      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Backyard</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 301 Brittania Drive</image:title>
      <image:caption>Rear Exterior</image:caption>
    </image:image>
    <image:image>
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  <url>
    <loc>https://www.teamsmolko.com/properties/180-alwoodley</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2025-12-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/6c896acc-114a-423a-9e36-57a124f28ee3/Team-Smolko-180-Alwoodley-Exterior-3.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>180 Alwoodley Exterior</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/f7d143fa-05d7-415f-a4f0-71454232b855/Team-Smolko-180-Alwoodley-Front-Entry-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Front Door and Entry</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/c776cf66-1d92-447b-a334-c690922917e8/Team-Smolko-180-Alwoodley-Entry-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Foyer opens to Dining Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/fcc631fa-1224-4f25-8590-da06090b19d2/Team-Smolko-180-Alwoodley-Entry-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Foyer opens to Dining Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/199c2461-733a-477a-8cc8-4c48b0d10011/Team-Smolko-180-Alwoodley-Dining-Room-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Sun-filled Dining Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/45f97451-385b-42f0-9638-ed2c562e3718/Team-Smolko-180-Alwoodley-Dining-Room-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Dining Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/97414960-ac59-44ed-b4e9-38eafa016774/Team-Smolko-180-Alwoodley-Coffee-Bar.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Dining Room leads to Kitchen with Coffee Bar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/bdd5666a-4f7c-4508-b77e-550f64398529/Team-Smolko-180-Alwoodley-Kitchen-3.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Kitchen with Center Island</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/d1fe2644-d6cd-447e-a314-b051e3d9dcc3/Team-Smolko-180-Alwoodley-Kitchen-5.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Kitchen with Breakfast Bar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/2f62f4ef-9951-420b-95ec-62ce7d51a867/Team-Smolko-180-Alwoodley-Kitchen-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Kitchen with Wine Bar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/071285f6-0110-49da-b55d-491ecf046888/Team-Smolko-180-Alwoodley-Kitchen-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Kitchen open to Great Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/4463610e-4f72-4571-b3e7-541f850d954e/Team-Smolko-180-Alwoodley-Breakfast-Bar.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Breakfast Bar</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/93cf1d14-10b0-44f0-a8ba-22476b56119e/Team-Smolko-180-Alwoodley-Great-Room-4.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Great Room open to Kitchen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/4c0bada2-2e0f-4d5a-8da4-486f91f796a3/Team-Smolko-180-Alwoodley-Great-Room-3.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Great room with Built-ins</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/196603f1-10da-4ebe-8f87-53165b47423f/Team-Smolko-180-Alwoodley-Great-Room-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Great Room walks out to Sunroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/e0f140ca-d3b3-4382-9594-875b736c9149/Team-Smolko-180-Alwoodley-Great-Room-5.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Great Room and Kitchen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/d1ee53f8-0ae9-4727-b3a9-3a06dae4ffde/Team-Smolko-180-Alwoodley-Primary-Bedroom.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/bfd98041-80a8-45f9-aed6-f1cacab61e62/Team-Smolko-180-Alwoodley-Primary-Bedroom-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/a307ff93-306e-49f0-b879-8e20d738cb9b/Team-Smolko-180-Alwoodley-Primary-Bathroom-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Bathroom with Standalone Shower</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/986b1c1b-8e40-4eb8-96b4-984783b55fe0/Team-Smolko-180-Alwoodley-Primary-Shower-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Standalone Shower</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/0902b795-5386-4ad5-b78e-daa8fc842875/Team-Smolko-180-Alwoodley-Primary-Bathroom-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Bathroom with Double Vanity</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/d0fffdd1-8309-400c-bd1d-e61de0cb5765/Team-Smolko-180-Alwoodley-Primary-Bathroom-Tub.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Bathroom Tub</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/21e356a0-b100-4234-b9cd-76bdaae03c74/Team-Smolko-180-Alwoodley-Primary-Closet-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Primary Closet with Sink</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/929184c3-b2da-43da-803b-9a814e636767/Team-Smolko-180-Alwoodley-Sunroom-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Sunroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/ade19098-a559-4812-9545-75afffc41090/Team-Smolko-180-Alwoodley-Sunroom-2.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Sunroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/cf614823-67c9-49d2-8c39-7dfcc5fff5fd/Team-Smolko-180-Alwoodley-Den-1.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Den</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/80beeee5-c77b-4782-aebd-31bc1f954edd/Team-Smolko-180-Alwoodley-Powder-Room.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Powder Room</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Laundry Room</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/e6acd21d-178b-4855-a782-83517dc67b6e/Team-Smolko-180-Alwoodley-Staircase.jpg</image:loc>
      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Staircase off the Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Second Bedroom</image:caption>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Third Bedroom</image:caption>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Bathroom</image:caption>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Large Attic Space</image:caption>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Deck off the Sunroom</image:caption>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Stone Patio with Firepit</image:caption>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Deck and Stone Patio</image:caption>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
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    <image:image>
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      <image:title>Properties - 180 Alwoodley</image:title>
      <image:caption>Attic Space has split BTU unit</image:caption>
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      <image:caption>Attic Storage</image:caption>
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    <lastmod>2026-01-18</lastmod>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Front Entry</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Foyer</image:caption>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Foyer leading to the office</image:caption>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Office</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Dining Room</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Dining Room</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Foyer leading to Great Room</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Great Room</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Great Room</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/998ad61d-68ec-4214-aabd-798343f696e5/Team-Smolko-3309-Sawyer-Way-Great-Room-1.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Great Room</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Conservatory</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Conservatory</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Great Room opens to Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen with Breakfast Bar</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/bdef413e-824a-421a-91c4-4665254a6db6/Team-Smolko-3309-Sawyer-Way-Kitchen-3.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen</image:caption>
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    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Kitchen</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/7078853d-e2a3-4460-8e52-5f41cbaf6268/Team-Smolko-3309-Sawyer-Way-Primary-Bedroom-1.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Primary Bedroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/5e83763e-e158-40a0-a871-fd77c5dfdb71/Team-Smolko-3309-Sawyer-Way-Primary-Bedroom-2.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Primary Bedroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Primary Bathroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Primary Bathroom Double Vanities with Soaking Tub</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/cae33593-ed9f-4a22-85d5-479640e72e58/Team-Smolko-3309-Sawyer-Way-Primary-Bathroom-3.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Primary Bathroom with Separate Shower</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Powder Room</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Laundry Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/8336c534-a143-476c-9508-27bac079af47/Team-Smolko-3309-Sawyer-Way-Staircase.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Staircase to Second Floor</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/8077382d-96af-41e1-ba18-6b5667ce3101/Team-Smolko-3309-Sawyer-Way-Second-Primary-1.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Primary Bedroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Primary Bathroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Third Bedroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Floor Bathroom</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/53d15a7b-d470-4c48-81a7-373359523ca7/Team-Smolko-3309-Sawyer-Way-Fourth-Bedroom.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Fourth Bedroom</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Bonus Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/b1314044-04b2-473d-b793-30d359488480/Team-Smolko-3309-Sawyer-Way-Bonus-Room-3.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Bonus Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/de5dd751-c4a2-4ca6-9344-f5c38e089354/Team-Smolko-3309-Sawyer-Way-Second-Kitchen-4.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Lower Level</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/876d1c8f-387b-4fe5-af6e-d261ce9ad523/Team-Smolko-3309-Sawyer-Way-Second-Kitchen-1.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Kitchen and Game Room</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/645aa7581dd069626d39ef70/0e7243ec-def1-463d-8bbf-f568cbd36cf7/Team-Smolko-3309-Sawyer-Way-Second-Kitchen-3.jpg</image:loc>
      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Kitchen</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Game Room</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Second Office</image:caption>
    </image:image>
    <image:image>
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      <image:title>Properties - 3309 Sawyer Way</image:title>
      <image:caption>Lower Level Bathroom</image:caption>
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